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When do you need it?
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Referred through our network of 60+ lenders — ABN 80 571 725 659.
Equipment Finance · WA
Banks knocked you back on asset age? We know lenders who won't.
No obligation · We respond within the hour · Not financial advice
Equipment Finance · WA
Banks knocked you back on asset age? We know lenders who won't.
0485 985 532 — Tap to call now Get my optionsNo obligation · Responds within the hour
Repayment estimator
per month
Indicative repayments only · Subject to lender assessment · Not financial advice
What we can fund
New or used. WA or interstate sourced. Old asset, young business. We've seen it all and we know who lends on what.
We also finance overseas purchases — including equipment sourced directly from China, the US, and Europe. If it's coming into Australia for your business, we can fund it.
Excavators, bobcats, bulldozers, graders, loaders.
Trucks, trailers, semi-trailers, refrigerated vehicles.
Tractors, harvesters, irrigation, spray equipment.
Scaffolding, cranes, concrete equipment, compactors.
Forklifts, pallet jacks, warehouse equipment, CNC.
Work boats, barges, tenders, marine equipment.
Dental chairs, imaging, surgical equipment, fit-out.
Servers, AV systems, solar, manufacturing tech.
No obligation · We respond within the hour
How it's structured
The right structure depends on your GST position and cash flow needs. Not sure which? That's what we're here for.
You own the asset from day one.
The lender secures the loan against the asset. You claim GST on the full purchase price upfront. Depreciation and interest are both tax-deductible for GST-registered businesses.
Best for GST-registered businesses wanting immediate ownership
Use it, then decide.
The lender owns the asset while you use it. Lower monthly payments with a residual (balloon) at the end. Option to purchase, re-lease, or return. Lease payments are fully tax-deductible.
Best when lower repayments matter more than immediate ownership
Pay it off. Then it's yours.
You hire the asset and pay in instalments. Ownership transfers automatically when the final payment is made. Middle ground between chattel mortgage and finance lease — good for both cash flow and ownership.
Best for businesses wanting ownership without full GST claim upfront
Not sure which structure suits your business? Tell us what you need — our partners will work it out with you. That's what the call is for.
No obligation · We respond within the hour
The question everyone asks
Most WA businesses don't. But it's worth understanding the options.
Equipment finance is secured against the asset itself. The gear is the collateral. Most lenders don't require a cash deposit — especially for established businesses with trading history.
If you have cash available, putting it in upfront reduces the amount financed — which means lower weekly or monthly repayments. The calculator above shows exactly how much your deposit saves you.
A balloon (residual) payment defers a chunk of the loan to the end of the term. Lower repayments throughout. A lump sum at the end — refinance, pay it off, or trade the asset. Common in equipment finance for good reason.
No obligation · We respond within the hour · Not financial advice
How fast?
This isn't a best-case scenario. This is what typically happens when a WA business with solid trading history enquires.
Now
Takes 2 minutes. Product, amount, a few quick questions. That's it.
Within 1 hour
Our team picks up your enquiry and calls. If you prefer — we can email. Either way, fast.
Same day
Your enquiry goes to our partners — 60+ lenders including banks and non-banks. They know which lenders move fast on the asset type you need and who won't fuss about age or condition.
Day 1–2
Most lenders issue conditional approval within 24 hours of receiving a complete application. Subject to assessment.
Within 1.5 business days
Paperwork signed. Settlement processed. Your gear is yours.
Timelines vary based on lender, asset type, and application completeness. Subject to lender assessment. Not financial advice. Excludes WA public holidays.
We respond within the hour · No obligation
What they actually care about
Banks knock people back on factors that other lenders don't care about. That's why we don't go to banks.
Age, condition, and resale value. Newer assets are easier — but plenty of lenders finance used gear. We know which ones.
ABN age, trading history, and revenue. Two years ABN and steady revenue opens most doors. Less than that — some lenders will still move.
Less critical than you think on secured lending. The asset covers the lender's risk. A few black marks don't automatically kill the deal.
How much you're borrowing vs what the asset is worth. Keeps lenders comfortable. A deposit — or balloon — improves this ratio.
Banks knocked you back on asset age?
We know lenders who won't.
No obligation · Subject to lender assessment
Ready?
Tell us what you need. We'll find who says yes — fast.
No obligation · We respond within the hour · Subject to lender assessment